Risks for BANNER CORP (BANR)

Here are some interesting risks from the recent filings of BANNER CORP. Our algorithms work hard to highlight risks unique to this company.

An investment in our common stock is subject to risks inherent in our business. Before making an investment decision, you should carefully consider the risks and uncertainties described below together with all of the other information included in this report. The risks described below are not the only ones we face. Additional risks and uncertainties not currently known to us or that we currently deem to be immaterial also may materially and adversely affect our business, financial condition, capital levels, cash flows, liquidity, results of operations and prospects. The market price of our common stock could decline significantly due to any of these identified or other risks, and you could lose some or all of your investment. The risks discussed below also include forward-looking statements, and our actual results may differ substantially from those discussed in these forward-looking statements. This report is qualified in its entirety by these risk factors.

Our business may be adversely affected by downturns in the national economy and the regional economies on which we depend.

We may be adversely affected by changes in U.S. tax laws and regulations.

Our allowance for loan losses may prove to be insufficient to absorb losses in our loan portfolio,

which would cause our results of operations, liquidity and financial condition to be adversely affected.