Company Page

Changed Risks for EZCORP INC (EZPW)

Our continued success is dependent on our ability to recruit, hire, retain and motivate talented executives and other key team members

We invested in Cash Converters International Limited for strategic reasons We may be required in future periods to impair our investment and recognize related investment losses, as we have done in the past, and we may not realize a positive return on the investment

We collect and store a variety of sensitive customer information, and breaches in data security or other cyber-attacks could harm our business operations and lead to reputational damage

We have a limited number of unreserved shares available for future issuance, which may limit our ability to conduct future financings and other transactions

We have exposure to Grupo Finmart through promissory notes that we received as part of our divestiture of that business in September 2016 Our ability to recover the amounts owed under those promissory notes is heavily dependent on the success and performance of Grupo Finmart and its parent company, AlphaCredit

The conversion feature of our convertible notes, if triggered, may adversely affect our financial condition and operating results

We may incur property, casualty or other losses, including losses related to natural disasters such as hurricane, earthquakes and volcanoes Not all such losses will be covered by insurance

Changes in our liquidity and capital requirements or in access to capital markets or other financing and transactional banking sources could limit our ability to achieve our plans

Negative characterizations of the pawn industry by consumer advocates, media or others could result in increased legislative or regulatory activity, could adversely affect the market value of our publicly-traded stock, or could make it harder to operate our business successfully

Our business is subject to team member and third-party robberies, burglaries and other crimes at the store level