Changed Risks for SOUTH STATE CORP (SSB)

Here are risks that changed year over year. risks from the recent filings of SOUTH STATE CORP. Our algorithms work hard to highlight risks unique to this company.

The value of securities in our investment portfolio may decline in the future

The Basel III capital rules generally require insured depository institutions and their holding companies to hold more capital which could adversely affect our financial condition and operations

Changes in local economic conditions where we operate could have a negative effect on our business

We could be subject to changes in tax laws, regulations and interpretations or challenges to our income tax provision

Our estimated allowance for loan losses and fair value adjustments with respect to loans acquired in our acquisitions may prove to be insufficient to absorb actual losses in our loan portfolio, which may adversely affect our business, financial condition and results of operations

Because our total consolidated assets exceed $10 billion, we are subject to additional regulations and oversight that have not previously been applicable to us and that could materially and adversely affect our revenues and expenses

New accounting standards could require us to increase our allowance for loan losses and may have a material adverse effect on our financial condition and results of operations