Risks for NATIONAL BANK HOLDINGS CORP (NBHC)

Here are some interesting risks from the recent filings of NATIONAL BANK HOLDINGS CORP. Our algorithms work hard to highlight risks unique to this company.

We are still a relatively young Company with a limited and complex operating history from which investors can evaluate our past financial and operating performance and future prospects.

Changes in general business and economic conditions could materially and adversely affect us.

Our business is highly susceptible to credit risk and fluctuations in the value of real estate and other collateral securing such credit.

We depend on our executive officers and key personnel to implement our strategy and could be harmed by the loss of their services.

We hold and acquire an amount of OREO from time to time, which may lead to volatility in operating expenses and vulnerability to declines in real property values.